Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Savings Personal Money Market Deposit Account Certificates of Deposit Account


Account Description

Personal Savings


A savings account that allows easy access to excess funds and pays a competitive rate of interest.

Personal Money Market Deposit Account


An account that earns a competitive interest rate, allowing you to keep your funds liquid and secure.

Certificates of Deposit Account


With terms ranging from 1 month to 60 months, you can grow interest over the account lifetime and enjoy free online and mobile banking to check your progress.


Minimum Opening Balance

Personal Savings


$100

Personal Money Market Deposit Account


$100

Certificates of Deposit Account


$1,000


Account Fees

Personal Savings


  1. A Service Charge of $2 will be imposed every month if the average daily balance for the month falls below $100. If any account owner’s age is less than 19 the fee will not be assessed.
  2. $2 will be assessed for a paper statement.
  3. Debits transaction over 6 will be assessed at $5.00 per transaction at end of the month

Personal Money Market Deposit Account


  1. A Service Charge of $2 will be imposed every month if the average daily balance for the month falls below $100. If an account owner’s age is less than18 the fee will not be assessed.
  2. $2 will be assessed for a paper statement.

Certificates of Deposit Account


Early withdrawal penalties may apply of made prior to the maturity date.


Interest Bearing Account

Personal Savings


yes

Personal Money Market Deposit Account


yes

Certificates of Deposit Account


yes


Interest Tiers

Personal Savings


one tier

Personal Money Market Deposit Account


yes

Certificates of Deposit Account


yes


Interest

Personal Savings


  1. Variable interest rate;
  2. Interest compounded daily, paid monthly;
  3. If you close your account before interest is credited, you will NOT receive the accrued interest.

Personal Money Market Deposit Account


  1. Variable interest rate;
  2. Interest compounded daily, paid monthly;
  3. If you close your account before interest is credited, you will NOT receive the accrued interest.

Certificates of Deposit Account


  1. Fixed rates;
  2. The interest rate and annual percentage yield for your account depend upon the applicable rate tier;
  3. Interest accrues on the business day a deposit is made;
  4. The interest rate on the account will be paid until the first maturity of the Certificate;
  5. The account will automatically renew at maturity;
  6. Deposits may be made on the maturity date and during the grace period.


Automatic Renewal at Maturity Unless Otherwise Stated

Personal Savings


no

Personal Money Market Deposit Account


no

Certificates of Deposit Account


yes


Additional Features

Personal Savings


Debit Mastercard® available.

Personal Money Market Deposit Account


Debit Mastercard® available.

Certificates of Deposit Account