Bank Irvine (“Bank Irvine” or “Bank”) is a state-chartered, FDIC insured commercial bank with its main office and branch located in Irvine, CA. The Bank was organized by a group of community bankers and business professionals involved in the Southern California Chinese community. The goal of Bank Irvine is to provide personal and business banking solutions to the predominately minority community of Orange County, California, as well as the greater community at large. The Bank’s unique knowledge and understanding of its target market, together with a commercial banking focus with a boutique type of service, gives Bank Irvine a competitive advantage. Chinese culture, American Standard makes Bank Irvine your hometown bank!

根于长城,飞越大洋,洛矶山下,东方风来。 美国第一家由中国大陆银行家创办的全牌照商业银行— 欧文银行,故乡的银行,我们自已的银行!

欧文银行是加州注册,联邦存款保险公司成员银行,是南加州橙县第一家中资总部银行, 提供个人和公司存款, 贷款, 结算和全球通用借记卡业务, 全面办理个人住房按揭贷款, 商业地产贷款,公司流动资金和企业并购融资,优惠办理中国汇款业务。

欧文银行是持牌少数民族银行,移民的金融需求,我们感同身受。无论您买房置业,贸易往来,留学深造,乡亲汇款,还是投资并购,做大做强,欧文银行专注为您奉上商业银行业务,私人银行服务 !

中国文化, 美国标准, 故乡的银行欢迎您!

Overview of Bank

✓  Head Office: 6201 Oak Canyon, Suite 150, Irvine, CA 92618.

✓  Primary Target Market Area: Orange and Los Angeles Counties, California.

✓  Target Customers: Small and medium-size businesses, business professionals, owners and investors of income-producing properties, and local residents within the target market area.

✓  Products and Services: Traditional banking products and services, including personal checking account, savings account, Money Market, CD, home mortgage, personal line of credit, commercial and industrial loans, commercial real estate loans (including multifamily loans), SBA loans, business deposit accounts and cash management services, such as online banking, mobile banking, remote deposit and debit cards.

Strengths / Success Factors

✓  Boutique banking strategy providing high levels of service to clients.

✓  Experienced management team with significant related banking expertise and a understanding of the target market.

✓  Established board of directors with relevant banking/business experience and ties to the communities proposed to be served by the Bank.

✓  Large and growing minority populations in Orange and Los Angeles Counties, particularly in Irvine.

✓  1st full-service bank founded by Mainland Chinese Immigrants in the United States.

✓  Strong Capital footing from successful and respected shareholders.

Target Market Area

The Bank’s primary geographic market area includes Orange and Los Angeles Counties.

Minority Depository Institution (“MDI”) Designation

Bank Irvine has been designated a Minority Depository Institution by the FDIC.

Board of Directors

Executive Officers

Jianyin (Paul) Peng President & CEO
  • 30-year banking & capital management experience
  • Alternative Chief Executive Officer and Head of Wholesale and Cross-border Banking Group, China CITIC Bank International
  • EVP, Head of U.S. Operations, CMB Wing Lung Bank
  • EVP and Chief Representative, Industrial and Commercial Bank of China
Charles (Chuck) Fenton Chief Credit Officer
  • 40-year career in commercial banking with strong credit background and de novo banking experience
  • Former CEO of TomatoBank (2009-2016), Former Chief Credit Officer at Verdugo Banking Company (1993-2003) and California Business Bank (2005-2007)
  • Familiar with the Asian banking culture
Pascual (Lito) Gonzales Chief Financial Officer
  • 30-year managing finance and accounting experience with local community banks and financial institutions
  • VP/Controller of LA Financial Credit Union
  • SVP/Senior Financial Officer of New Omni Bank
  • SVP/Chief Financial Officer of Los Angeles National Bank
  • VP/Chief Financial Officer of Golden Security Bank
  • Familiar with regulatory reporting, cash & liquidity management, operations compliance, as well as audit risk management

Advisory Board


6201 Oak Canyon, Suite 150, Irvine, CA 92618


Office Main: (949)892-1000
Client Support: (949)892-1999

Business Hours:
  • Banking: Mon-Fri 9AM-4PM
  • Office: Mon-Fri 8:30AM-5:30PM