During our promotion period until 12/31/2025, all customers will enjoy:
- 借记卡免ATM取款费。
- 免汇款手续费。
- 免账户月费。
- 住房贷款免贷款手续费，免提前还款罚金。
- No ATM Fees: Surcharge-free withdrawals at domestic or international ATMs with your Bank Irvine debit card.
- No Wire Fees: No fees for incoming and outgoing wires from Bank Irvine, including no fees for both domestic and international wires.
- No Account Fees: No charge for monthly account fee, including low balance account.
- No loan fee and no prepayment penalty for residential home mortgage loans (excluding the personal line of credit and business loans).
For more details about our grand opening promotion, please contact us at (949) 892-1999
Note:
While you still may be charged a fee from a 3rd party ATM operator, those fees will be credited back to you at the end of each statement cycle. This promotion does not apply to any NSF fees that may result in your account being overdrawn by an ATM transaction.
Fee Schedule Notice
Fee Schedule Notice
January 1, 2025, 1st Noticed
- Wire Out Fees: $30.00 per wire
Beginning January 1, 2026, Bank Irvine will charge A service fee of $30.00 for each outgoing wire. This fee will apply to all customers and includes both domestic and international wires. - Account Maintenance Fees $ 10.00 per customer per month
Beginning January 1, 2026, Bank Irvine will charge a monthly maintenance fees of $10.00 per month for collective balances below $5, 000.00. The fee will be debited from your deposit account and will show on your statement. - ATM Fees: charged by ATM operators
Bank Irvine will not charge you any fees, however the use of a third-party owned ATM may incur a service fee depending on the owner. Beginning January 1, 2026, Bank Irvine will not reimburse any third-party fees incurred through third party ATMs. - Check Book fees: charged by check printer
When you open account at Bank Irvine, we will provide up to 8 free checks at your request. Effective January 1, 2025, any additional checks or check booklets ordered will be charged for third party costs incurred by the Bank. You are NOT required to order checks through Bank Irvine. There are online services and retail stores like Walmart and Costco that provide checkbooks.